Interest Free Payment Options
Benefits of 0% Interest Payment Plans:
- Apply online today. If approved, find your nearest store to shop today!
- Payment options suited to your budget and lifestyle
- Enjoy the convenience of an everyday credit card
- There is no penalty if you choose to pay out your plan early
- Interest is only calculated on any outstanding balance at the end of the purchase payment plan and is never backdated
Click here for full terms and conditions.
Already have one of these cards?
You can use them all at any of our participating stores
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What is a 0% Interest Payment Plan?
With any of these plans, you won't pay any interest, provided you pay the full balance of the purchase before the end of the plan.
You need to make a minimum payment each month. Remember paying only the minimum will not pay out the balance of the plan but you have the flexibility to make extra payments at any time.
| 6 Months |
12 Months |
18 Months |
| $250 Minimum spend |
$500 Minimum spend |
$750 Minimum spend |
Click here for full terms and conditions.
New to 0% Interest Payment Plans?
- Gem Visa's 0% Interest Payment Plans allow you to buy the things you need now with longer to pay, using flexible payment options catered to suit your budget
- You can also use your Gem Visa as an everyday credit card. Shop with ease - anywhere, anytime
- Enjoy 0% interest for 6 months on everyday Visa purchases over $250
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Terms and Conditions
0% INTEREST PAYMENT PLANS TERMS AND CONDITIONS
With any of these plans, you won't pay any interest, provided you pay the full balance of their purchase before the end of the plan.
All plans available at participating Beaurepaires stores only. Approved customers only. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 22.99%.
This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to GE CreditLine, GO MasterCard and Buyer's
Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by GE Capital Finance Australia (ABN 42 008 583 588), Australian
Credit Licence number 392145, trading as GE Money.
INTEREST FREE WITH MINIMUM MONTHLY REPAYMENTS
You need to make a minimum payment each month. Remember paying only the minimum will not pay out the balance of the plan but you have the flexibility to make extra payments at
any time.
Conditions: Monthly payments must be made during the interest free period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly
payment will not pay out the purchase before the end of the interest free period.
6 months: Minimum spend $250.
12 months: Minimum Spend $500.
18 Months: Minimum spend is $750.
INTEREST FREE WITH NO REPAYMENTS
You don't need to make any payment during the promotional period. However, you can make payments at any time.
Conditions: Interest and payments are payable after the interest free and payment deferred period. Interest and payments are payable on any outstanding balance after the plan
expires.
6 Months: Minimum spend $250.
12 months: Minimum Spend $500.
